Built around your payday, not the calendar
Your money,
after everything else.
See what is committed, what is protected and what is genuinely available—before you spend it.
Not another spending report.
A decision tool for the days between paydays.THE PROBLEM
Your bank balance tells you what is there.
It does not tell you what is yours to spend.
Bills, savings and tomorrow’s commitments are mixed into one tempting number. Wattle Pulse separates reality from permission.
Bring your money together
Add the accounts and balances that reflect where your money and debt actually live.
Plan this pay cycle
Protect upcoming bills, savings and your buffer from payday to payday.
Spend with clarity
See today’s guidance overall and by category—with the calculation always available.
ONE CALM MONEY WORKSPACE
Plan today. Understand tomorrow.
Every screen answers a specific money question without turning your life into accounting software.
DAILY DECISIONS
Know what today can safely hold.
Available cash, protected commitments and category pacing come together in one explainable view.
- Available until payday
- Category-level daily guidance
- Upcoming commitment timeline
Your money, after everything else.
Groceries $51.50/day
Everyday $16.90/day
Transport $8.20/day
PAYDAY TO PAYDAY
Plan the period you actually live in.
Build each cycle from reusable income, bills, savings and categories—without rewriting your financial life every fortnight.
- Weekly, fortnightly or monthly cycles
- Paid, part-paid and upcoming states
- Historical cycles preserved
14 September — 27 September
✓Home loanPaid 15 Sep$1,540
20ElectricityDue in 5 days$186
24Car insuranceProtected$142
REAL MONEY MOVEMENT
Keep the plan connected to reality.
Record what happened, reconcile account balances and see the effect on your category guidance.
- Fast manual transaction entry
- Categories, tags and bill matching
- CSV and connected-bank ready model
September activity
WWoolworthsGroceries · Today−$84.20
NNetflixSubscriptions · Yesterday−$25.99
PPayrollIncome · 14 Sep+$3,210
Screens show the current product direction with illustrative demo data. Connected bank feeds and split allocations are planned capabilities, not represented as live features.
BUILT DIFFERENTLY
Budgeting intelligence,
without the judgement.
Pay-cycle planning
Weekly, fortnightly or monthly—your budget follows your income rhythm.
Committed money
Bills and savings are protected before flexible spending is calculated.
Daily guidance
See a realistic pace overall and for each flexible category.
Cycle forecasting
Understand where this cycle is heading before it becomes history.
Reusable setup
Define accounts, income, categories and commitments once, then reuse them.
Explainable by design
Open the calculation behind every important number. No mystery score.
PRIVACY BY DESIGN
Your financial picture deserves serious boundaries.
Wattle Pulse is being engineered as a high-trust product from the beginning, with user-scoped data, encrypted services and separate development and production environments.
Ask a security question →Separated environments
Development activity and future live customer resources use separate AWS accounts.
Private by default
Authentication and server-side ownership boundaries protect each customer’s data.
No financial-product sales
The product focuses on your decisions—not commissions or investment recommendations.
You stay in control
Suggested categories and future automation remain reviewable and correctable.
EARLY ACCESS
Help shape a calmer way to budget.
Wattle Pulse is moving from Customer Zero validation toward a limited Australian beta.
Early access
Join the list for launch updates and an invitation when the product is ready for external testing.
- Pay-cycle planning
- Accounts and transaction tracking
- Committed-money protection
- Daily category guidance
We will test plan structure and trial length before launch. No permanent price or feature limit has been invented for this preview.
QUESTIONS, ANSWERED
A clearer picture from day one.
How is Wattle Pulse different from a normal budget app?+
Most tools report where money went. Wattle Pulse starts with what is still committed and helps you decide what is safe between this payday and the next.
Will it connect to Australian banks?+
Connected banking is planned after the core product and compliance path are validated. Manual accounts and CSV import remain part of the product so unsupported accounts are not left behind.
Is Wattle Pulse financial advice?+
No. It organises the information and preferences you provide and explains its calculations. It does not recommend investments, credit products or tax positions.
When can I use it?+
The application is currently in private Customer Zero development. Early-access invitations will begin only after the experience and production controls are ready.
WATTLE PULSE
Make the next payday feel different.
Be first to hear when limited early access opens in Australia.