Pay-cycle firstExplainable numbersDesigned in Melbourne
Wattle Pulse
14–27 Sep · 8 days leftAH
GOOD MORNINGYour money today Up to date
Safe to spend today$68.40
After bills, savings and your safety buffer
Available until payday$1,4368 days remaining
Protected money$2,120Bills + savings
Today’s category guidanceView all
Groceries$412 remaining$51.50/day
Everyday$135 remaining$16.90/day
Not another spending report.
A decision tool for the days between paydays.
THE PROBLEM
Your bank balance tells you what is there. It does not tell you what is yours to spend.
Bills, savings and tomorrow’s commitments are mixed into one tempting number. Wattle Pulse separates reality from permission.
Account cash$4,936What the bank shows
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Committed + protected$3,500Bills, savings, buffer
=
Available until payday$1,436What you can plan with
01
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Bring your money together
Add the accounts and balances that reflect where your money and debt actually live.
02
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Plan this pay cycle
Protect upcoming bills, savings and your buffer from payday to payday.
03
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Spend with clarity
See today’s guidance overall and by category—with the calculation always available.
ONE CALM MONEY WORKSPACE
Plan today. Understand tomorrow.
Every screen answers a specific money question without turning your life into accounting software.
DAILY DECISIONS
Know what today can safely hold.
Available cash, protected commitments and category pacing come together in one explainable view.
Available until payday
Category-level daily guidance
Upcoming commitment timeline
DASHBOARD · 8 DAYS REMAINING
Your money, after everything else.
Safe today$68.40
Until payday$1,436
Protected$2,120
Category guidance
Groceries $51.50/day
Everyday $16.90/day
Transport $8.20/day
PAYDAY TO PAYDAY
Plan the period you actually live in.
Build each cycle from reusable income, bills, savings and categories—without rewriting your financial life every fortnight.
Weekly, fortnightly or monthly cycles
Paid, part-paid and upcoming states
Historical cycles preserved
PAY CYCLE · CURRENT
14 September — 27 September
Income$6,420
Committed$3,120
Flexible$1,760
✓Home loanPaid 15 Sep$1,540
20ElectricityDue in 5 days$186
24Car insuranceProtected$142
REAL MONEY MOVEMENT
Keep the plan connected to reality.
Record what happened, reconcile account balances and see the effect on your category guidance.
Fast manual transaction entry
Categories, tags and bill matching
CSV and connected-bank ready model
TRANSACTIONS · RECENT ACTIVITY
September activity
All accountsAll categoriesSearch
WWoolworthsGroceries · Today−$84.20
NNetflixSubscriptions · Yesterday−$25.99
PPayrollIncome · 14 Sep+$3,210
Screens show the current product direction with illustrative demo data. Connected bank feeds and split allocations are planned capabilities, not represented as live features.
BUILT DIFFERENTLY
Budgeting intelligence, without the judgement.
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Pay-cycle planning
Weekly, fortnightly or monthly—your budget follows your income rhythm.
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Committed money
Bills and savings are protected before flexible spending is calculated.
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Daily guidance
See a realistic pace overall and for each flexible category.
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Cycle forecasting
Understand where this cycle is heading before it becomes history.
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Reusable setup
Define accounts, income, categories and commitments once, then reuse them.
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Explainable by design
Open the calculation behind every important number. No mystery score.
PRIVACY BY DESIGN
Your financial picture deserves serious boundaries.
Wattle Pulse is being engineered as a high-trust product from the beginning, with user-scoped data, encrypted services and separate development and production environments.
We will test plan structure and trial length before launch. No permanent price or feature limit has been invented for this preview.
QUESTIONS, ANSWERED
A clearer picture from day one.
How is Wattle Pulse different from a normal budget app?+
Most tools report where money went. Wattle Pulse starts with what is still committed and helps you decide what is safe between this payday and the next.
Will it connect to Australian banks?+
Connected banking is planned after the core product and compliance path are validated. Manual accounts and CSV import remain part of the product so unsupported accounts are not left behind.
Is Wattle Pulse financial advice?+
No. It organises the information and preferences you provide and explains its calculations. It does not recommend investments, credit products or tax positions.
When can I use it?+
The application is currently in private Customer Zero development. Early-access invitations will begin only after the experience and production controls are ready.
WATTLE PULSE
Make the next payday feel different.
Be first to hear when limited early access opens in Australia.
Wattle Pulse